Their car, your problem? Why the employee experience of driving for work is overdue a rethink..

Written by CarCloud Team | Jul 20, 2026 3:14:02 PM

Driving for work shouldn't create extra risk for employees or employers

Every day, millions of employees across the UK use their own vehicles for work. Whether they're visiting customers, travelling between sites or attending meetings, they're helping businesses operate. Industry research estimates that around 81% of business journeys in the UK are made using employee-owned or contractor vehicles, making grey fleet one of the largest and least visible areas of business mobility.

Yet many are still expected to manage fuel costs, business mileage, insurance requirements and vehicle compliance largely on their own.

The result is an outdated employee experience that creates unnecessary administration, increases compliance risk and places additional pressure on both employees and employers.

As more organisations rely on a grey fleet, it's becoming clear that driving for work needs to be treated as part of the employee experience, not simply an operational necessity.

What is a grey fleet?

A grey fleet is made up of employees who use their own privately owned vehicles for business journeys.

Unlike company vehicles, grey fleet cars are owned and maintained by employees. However, employers still have a legal duty of care to ensure those vehicles, and the people driving them, are safe and compliant when used for work.

This creates a shared responsibility that many organisations still manage through disconnected processes, spreadsheets and manual checks.

Why does driving for work still feel so complicated?

Think about how people manage their personal lives today.

They can book transport in seconds, split bills instantly, renew insurance online and receive automated reminders for almost everything.

Then they arrive at work and suddenly they're:

  • Completing mileage spreadsheets.
  • Paying for fuel themselves.
  • Waiting weeks for expenses to be reimbursed.
  • Trying to understand insurance requirements.
  • Chasing paperwork across multiple systems.

For employees who regularly drive for work, the administration often feels disproportionate to the journey itself.

The technology exists to remove much of this friction, yet many organisations still rely on processes designed years ago.

Why is grey fleet compliance becoming a bigger issue?

One of the biggest misconceptions is that compliance only affects fleet managers.

In reality, employees often become responsible for tasks they aren't equipped to manage.

Questions such as:

  • Does my insurance include business use?
  • Is my MOT still valid?
  • Am I claiming the correct mileage?
  • Has my driving licence been checked recently?

become everyday concerns.

While employees may be gathering this information, the legal responsibility remains with the employer.

Without clear systems, businesses can lose visibility of compliance while employees are left feeling unsupported.

Why employee mobility is now an employee experience issue

We've seen this shift happen before.

Benefits such as flexible working, wellbeing support and digital HR tools were once considered optional. Today they're expected because they improve both employee experience and organisational resilience.

Business mobility is moving in the same direction.

If driving forms part of someone's role, then their journey is effectively part of their workplace.

That workplace should be supported with the same care, visibility and technology as any office or site.

Why does this matter for business risk?

Driving for work remains one of the highest-risk activities undertaken by many employees.

More than 1,700 people are killed on UK roads each year. Nearly one in three of those people die in collisions involving someone who is driving for work, highlighting why organisations have a legal and moral responsibility to manage work-related driving effectively.

At the same time:

  • Research suggests around one in three employees using their own vehicle for work may not have the correct business insurance.
  • Millions of MOTs are completed late each year, with forgotten renewal dates remaining one of the most common causes.
  • Driver licence checks, insurance renewals and vehicle documentation are often managed across multiple spreadsheets, inboxes and departments.

These are rarely examples of deliberate non-compliance.

More often, they're the result of fragmented processes, manual administration and responsibilities being shared across people whose primary role isn't vehicle management.

In many organisations, responsibility sits with HR, Finance, Operations, Facilities or Office Managers alongside their day job. They're expected to coordinate driver compliance, chase documentation, answer employee queries and maintain accurate records, often without specialist knowledge or dedicated systems.

That creates a poor employee experience on both sides. Employees become frustrated by repeated requests for information, while those managing vehicle and driver compliance are left relying on spreadsheets, email reminders and manual processes, never completely confident that everything is up to date.

Supporting employees with better vehicle and driver management tools isn't simply about convenience. It reduces administrative burden, improves employee experience, strengthens duty of care and gives organisations greater confidence that compliance is being managed consistently.

 

What does a better employee driving experience look like?

Improving employee mobility doesn't require organisations to completely change how they operate.

It requires connected technology that removes unnecessary administration while improving compliance visibility.

Employees should be able to benefit from:

  • Automatic reminders for MOTs, insurance renewals, licence checks and servicing.
  • One payment method for fuel, EV charging, parking, tolls and public transport.
  • Simple digital processes that reduce paperwork.
  • Automated mileage and expense capture.
  • Faster reimbursement and greater transparency.

The goal is straightforward: make driving for work feel as simple as the digital experiences employees already expect elsewhere.

Why employee mobility is becoming a strategic priority

How organisations support employees who drive for work says a great deal about their culture.

When employees are expected to absorb costs, navigate complex processes and manage compliance themselves, confidence begins to erode.

When businesses provide simple tools, clear processes and better visibility, employees feel supported and organisations reduce unnecessary risk.

The move away from traditional company cars hasn't removed an employer's duty of care.

It has simply made fulfilling that responsibility more complex.

Forward-thinking organisations are recognising that mobility is no longer just about vehicles.

✔️It's about people.

✔️It's about safety.

✔️It's about compliance.

✔️It's about creating an employee experience that reflects how work happens today.

Because "their car, your problem" was never a sustainable model.

And increasingly, it isn't one that employees, or regulators expect businesses to rely on.

 

Frequently Asked Questions

What is a grey fleet?

A grey fleet is made up of employees who use their own private vehicles for business journeys, such as travelling to client meetings, visiting different sites or attending appointments.

Many organisations don't realise they operate a grey fleet because they don't own the vehicles. However, employers still have a legal duty of care to ensure those journeys are safe and compliant.

Grey fleet is far more common than many business leaders realise. Industry research estimates that around 81% of business journeys in the UK are made using employee-owned or contractor vehicles, making grey fleet one of the largest and least visible areas of business mobility.

That means organisations still need confidence that employees driving for work have:

  • A valid driving licence
  • Appropriate business insurance
  • A roadworthy vehicle with a valid MOT where required
  • The right documentation to meet company policy

Without a clear process for managing grey fleet, compliance can quickly become fragmented across multiple departments, spreadsheets and email reminders, creating unnecessary risk for both employees and employers.

 

Who is responsible for grey fleet compliance?

Although employees provide information about their vehicles and driving, employers have the legal duty of care to ensure anyone driving for work is appropriately licensed, insured and operating a roadworthy vehicle.

Why is employee mobility important?

Employee mobility isn't just about getting people from A to B. It's about enabling them to do the work that creates value for your organisation.

Whether employees are visiting customers, carrying out site inspections, delivering in-home care, meeting clients, servicing equipment or travelling between offices, every journey supports a business outcome.

When vehicle and driver management is fragmented, that value can be undermined by unnecessary administration, compliance issues and poor visibility. Employees spend time chasing documents, managers spend time checking spreadsheets, and organisations carry unnecessary operational risk.

By giving employees and managers the right tools, organisations can reduce administration, improve compliance and create a better experience for everyone involved. The result is more time focused on delivering services, supporting customers and growing the business, rather than managing paperwork.

Effective employee mobility isn't just about moving people. It's about helping your organisation operate more efficiently, make better decisions and keep employees focused on the work that matters most.